Income Tax Slab for Women
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By Web Online CA
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4 min read
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Updated On 22-August-2025
In India, income tax is levied based on individual earnings and is categorized into different slabs. Many women taxpayers often wonder whether there are any special tax benefits or slab rates available exclusively for them. While the income tax system does not currently offer separate slabs for women, there are important aspects worth understanding, including deductions, exemptions, and how the choice of regime can impact tax savings.
Are There Separate Tax Slabs for Women?
As of the current financial year 2024–25 (Assessment Year 2025–26), the Income Tax Department does not provide a separate tax slab for women. The tax slabs are the same for all individual taxpayers, irrespective of gender, under both:
- The Old Tax Regime
- The New Tax Regime (default option from FY 2023–24)
Income Tax Slabs for Women Below 60 Years (FY 2023-24)
Old tax regime
| Income range |
Income tax rate |
| Up to ₹ 2,50,000 |
No tax |
| ₹ 2,50,001 to ₹ 5,00,000 |
5% above ₹ 2,50,000 |
| ₹ 5,00,001 to ₹ 10,00,000 |
₹ 12,500 + 20% above ₹ 5,00,000 |
| Above ₹ 10,00,000 |
₹ 1,12,500 + 30% above ₹ 10,00,000 |
New tax regime
| Income range |
Income tax rate |
| Up to ₹ 3,00,000 |
No tax |
| ₹ 3,00,001 to ₹ 6,00,000 |
5% above ₹ 3,00,000 |
| ₹ 6,00,001 to ₹ 9,00,000 |
₹ 15,000 + 10% above ₹ 6,00,000 |
| ₹ 9,00,001 to ₹ 12,00,000 |
₹ 45,000 + 15% above ₹ 9,00,000 |
| ₹ 12,00,001 to ₹ 15,00,000 |
₹ 90,000 + 20% above ₹ 12,00,000 |
| Above ₹ 15,00,000 |
₹ 1,50,000 + 30% above ₹ 15,00,000 |
Income Tax Slabs for Women above 60-80 Years (FY 2023-24)
Old tax regime
| Income range |
Income tax rate |
| Up to ₹ 3,00,000 |
No tax |
| ₹ 3,00,001 to ₹ 5,00,000 |
5% above ₹ 3,00,000 |
| ₹ 6,00,001 to ₹ 9,00,000 |
₹ 15,000 + 10% above ₹ 6,00,000 |
| ₹ 9,00,001 to ₹ 12,00,000 |
₹ 45,000 + 15% above ₹ 9,00,000 |
New tax regime
| Income range |
Income tax rate |
| Up to ₹ 3,00,000 |
No tax |
| ₹ 3,00,001 to ₹ 6,00,000 |
5% above ₹ 3,00,000 |
| ₹ 6,00,001 to ₹ 9,00,000 |
₹ 15,000 + 10% above ₹ 6,00,000 |
| ₹ 9,00,001 to ₹ 12,00,000 |
₹ 45,000 + 15% above ₹ 9,00,000 |
| ₹ 12,00,001 to ₹ 15,00,000 |
₹ 90,000 + 20% above ₹ 12,00,000 |
| Above ₹ 15,00,000 |
₹ 1,50,000 + 30% above ₹ 15,00,000 |
Additional Surcharge for Women under Old Regime
| Total Income |
Surcharge Rate |
| Above ₹50 lakh |
10% |
| Above ₹1 crore |
15% |
| Above ₹2 crore |
25% |
| Above ₹5 crore |
37% |
Conclusion
To summarize, income tax slabs for women are the same as those for men, but with strategic planning, women can reduce their tax burden significantly. Choosing the right tax regime, making eligible investments, and utilizing deductions can go a long way in effective tax management.
