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Apply online & Get Instant Personal Loan

  • max loan amount personal loan
    Max Loan Amount
    Upto ₹40 Lakhs
  • Maximum tenure
    Max Loan Tenure
    Upto 84 months*
  • lower interest rates
    Lower Interest Rates
    Starting from 11% p.a.
personal loan
INR 500 /-
Web Online CA Fee
26-Feb-2025
Complete By*
Web Online CA is the largest and most trusted digital services platform

What is Personal Loan?

A personal loan is an amount of money you borrow to convert your dreams into reality. Personal loans are generally used for a long-awaited holiday, home improvements, medical expenses, weddings, or emergency expenses.

Apply now and get the funds online instantly, of up to Rs. 40 lakh with minimal documentation and simple eligibility criteria.

Why Webonline CA for Personal loan?
  • Minimal Documentation
  • Instant Approval
  • No Hidden Charge
  • Best Interest Rates
  • Offline / Online support
  • Flexible Tenure

Need Assistance?

customer support
Customer Support

+91 7413 826826

get in touch
Get in touch

support@webonlineca.com

Personal Loan Eligibility Criteria

Anyone can apply for a personal loan, you need to meet the below criteria

  1. Nationality: Resident Indian
  2. Age: 21 to 60 years
  3. Income: A stable and regular income source
  4. Employement: Employees of public and private limited companies
  5. Credit Score: A CIBIL score of 750 or above improves your chances of approval
Apply Now
personal loan eligibility criteria
Maximum tenure

Maximum tenure

Low interest rates

Low interest rates

digital process

100% digital

Maximum finance

Upto ₹40 Lakhs

Document required for Personal loan

Make your application process smooth by keeping these documents handy:

  1. KYC documents: Any one of the following documents can be submitted
    1. PAN Card
    2. Aadhaar card
    3. Passport
    4. Driving license
    5. Election / Voters identification card, NREGA Job card signed by the officer of the State Government
  2. Income Proof: Salary slips, Latest Form-16 and IT returns, Bank statement

How to apply for a Personal loan online

Make your application process smooth by keeping these documents handy:

  1. Fill a simple online personal loan application form
  2. Fill your basic details, occupation type and annual income
  3. Submit the required documents
  4. Once done, you will receive a call from our team and guide you on the next steps
  5. The loan amount will be transferred to your bank account on the successful verification of your documents
Apply Now
Quick approval

Quick Approval

No hidden charges

No hidden charges

collateral free

Collateral free

Minimum documents

Minimum documents

Different types of Personal loan

There are various personal loan options available for you unique need:

  1. Unsecured Loan:
    1. These are the most common types of personal loans. They are not backed by collateral, such as a home or any item
    2. Higher interest rates
  2. Secured Loan:
    1. These loans are backed by collateral such as property, a car, or savings. If the borrower fails to repay the loan, the lender can seize the collateral to recover the amount
    2. Lower interest rates
  3. Salaried Loan:
    1. If you don't have extra savings to meet your financial goals, you can apply online with minimal documents
    2. Quick approval and disbursed when you apply online
  4. Medical Loan:
    1. Medical emergencies or unexpected expenses apply for a personal loan access to quick funds anytime, anywhere to address medical bills, treatments, and medications without delay

FAQs About Personal loan

What is a Personal Loan?

A personal loan is an unsecured loan and type of credit facility which is offered by banks with minimal documentation and no collateral. These online loans are provided based on eligibility criteria such as employment status, credit history, income level, repayment history and capacity. Personal loan used for a variety of purposes such as medical emergency, a home renovation, wedding and managing your expenses.

How does a Personal Loan work?

Personal loans given by banks or lenders for personal use with minimal documentation and an easy loan application process. You repay with interest over a set period through EMIs.

What is the maximum Personal loan amount that I can obtain?

The maximum loan amount based on individual eligibility, income, credit score, and lender policies.

How can I calculate my EMI?

You can use a Loan EMI calculator to compute the monthly installment that suits your budget. You only need to enter the amount you want to borrow, the interest rate, and the tenure to get an estimate of the monthly installment EMI.

Can I make my overdue payment online?

Yes, you can make overdue payments online with Internet Banking, any UPI App or Mobile Banking.

Can I qualify for a personal loan without security?

Yes, Personal loan is an unsecured loan. It is provided without security with higher interest rates. You do not need to pledge collateral such as property or gold to get a personal loan.

What are the eligibility criteria and documents required for a personal loan when I apply online?

You need to submit any documents Passport, Driving license, PAN Card, Aadhaar Card, Voters Id with Bank Statements and last 3 month Salary Slips.

What is the CIBIL Score required to get a loan?

The Ideal CIBIL Score of 750 and above is required to get instant paperless approval for the best personal loan, it may differ from lender to lender.