Interest rates starting from @ 8.4%*

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Unlock the true value of your property with Mortgage Loan

  • Maximum finance on home loan
    Financing up to 80-90%
    Loan tenure of up to 30 years
  • No hidden charges
    No hidden charges, complete transparency
    Fast, Online and Paperless Process
  • Nil processing fee
    Nil processing fee*
    Reduce your EMI burden
home loan
INR 500 /-
Web Online CA Fee
26-Feb-2025
Complete By*
Web Online CA is the largest and most trusted digital services platform

What is Loan Against Property or Mortgage Loan?

We provide smooth & hassle-free funding for all types of properties such as residential, commercial, industrial, plots, schools, hospitals, restaurants, godowns, etc. Your property can help fulfill your dreams when you have a financial requirement for business expansion, child's higher studies, wedding or medical emergency. You can transfer your existing Loan Against Property with ease & amazing benefits like the top-up facility and lower interest rates.

Why Web Online CA for Mortgage loan?
  • Minimal Documentation
  • Instant Approval
  • No Foreclosure Charge
  • Best Interest Rates
  • Offline / Online support
  • Flexible Tenure

Need Assistance?

customer support
Customer Support

+91 7413 826826

get in touch
Get in touch

support@webonlineca.com

Eligibility Criteria for Loan Against Property

Anyone can apply for a home loan, you need to meet the below criteria

  1. Nationality: Resident Indian
  2. Age: 21 to 65 years
  3. Income: A stable and regular income source
  4. Employement: Salaried, self-employed professionals like doctors, and self-employed non-professionals are eligible to apply
  5. Credit Score: A CIBIL score of 750 or above improves your chances of approval
Loan against property eligibility criteria
Nil processing fee

Nil processing fee*

Low interest rates

Low interest rates

Fast online process

Fast online process

Maximum finance

Maximum Finance

Document required for Loan Against Property

Make your application process smooth by keeping these documents handy:

  1. Mandatory Documents: PAN Card or Form 60 (If the customer does not have a PAN Card)
  2. Identity Proof and Address Proof: Any one of the following documents can be submitted
    1. Aadhaar card
    2. Passport, the validity of which has not expired
    3. Driving license which has not expired
    4. Election / Voters identification card, NREGA Job card signed by the officer of the State Government
  3. Income Proof: Salary slips, Latest Form-16 and IT returns, Bank statement
  4. Property Documents: Sale agreement, property tax receipts
  5. Approved plan if applicable

How to apply for a Mortgage loan online

Make your application process smooth by keeping these documents handy:

  1. Fill a simple online Loan Against Property application form with your basic details
  2. Submit the required documents
  3. Enter your property location
  4. Once done, you will receive a call from our team and guide you on the next steps
  5. The loan amount will be disbursed in your bank account after document verification
Quick approval

Quick Approval

full satisfaction

100% Satisfaction

No hidden charges

No hidden charges

Longer tenures

Longer tenures

FAQs About Loan Against Property

What is Loan Against Property (LAP)?

A Loan Against Property is a Secured Loan, where you can mortgage your residential or commercial property to get funds for any purpose, business expansion, child's higher studies, wedding or medical emergency.

Who can apply for a Loan Against Property (LAP)?

Any Resident Indian salaried or self-employed individual can apply for a Loan Against Property as long as you meet our eligibility criteria.

What types of properties would be considered as collateral for Loan Against Property?

All types of properties such as residential, commercial, industrial, plots, schools, hospitals, restaurants, godowns, etc.

Which documents are required to avail a loan against property?

Along with application form you need Passport / Driving License / Aadhaar Card / Voter's ID card / NREGA JOB Card, PAN Card, Bank statement, Salary Slips and property documents.

What is the interest rate for loan against property?

Loan Against Property interest rates depend on the loan amount and the loan tenure, starting ranges from 8.25% to 24% p.a.

How long will the process for loan approval be?

Loan approval would take 5 working days after submission of the application form and required documents.

Can I foreclose my loan?

Yes, you can foreclose your loan post completion of 12 months. Self-employed individual availing a loan against property with floating interest rate enjoys nil foreclosure charges.

Do I need a guarantor to avail of a loan against property?

Generally you do not need a guarantor. You may require a guarantor or co-applicant if your financial strength is weak.

What is the maximum loan tenure?

We offer Customized EMI repayment options with a maximum tenure of 15 years.