Apply Gold Loan Online & Get High-Value

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Fast, Secure and Paperless gold loan for your various needs
  • max loan amount on gold
    Max Loan Amount
    Upto ₹40 Lakhs
  • Maximum tenure
    Max Loan Tenure
    Upto 84 months*
  • lower interest rates
    Lower Interest Rates
    Starting from 11% p.a.
gold loan
INR 500 /-
Web Online CA Fee
20-Feb-2026
Complete By*
Web Online CA is the largest and most trusted digital services platform

Online Gold Loan with Low Interest and Instant Approval

A gold loan is a secured loan category when you keep your gold ornaments or coins as a collateral to borrow money from a lender. The lender offers lower interest rates due to the collateral or security against this loan. The amount sanctioned as the loan is generally a certain percentage of the total cost of the gold's market value. Once you repay the entire loan on time with interest, the gold is returned in the same state as you first deposited them at the time of taking the loan. Gold loans are generally offered for a fixed period of 6 months to 12 months.

gold loan

Features and Benefits of Gold Loan

  1. No income documents
  2. Maximum loan amount 75% of the value of gold
  3. No hidden charges, complete transparency
  4. Free insurance of gold
  5. Pre payment option with no penalty
  6. Easy application process
  7. Lower interest rates
  8. No restriction on funds usage
  9. Super quick Disbursal
  10. Complete gold safety
features and benefits of gold loan

Need Assistance?

customer support
Customer Support

+91 74138 26826

get in touch
Get in touch

support@webonlineca.com

Gold Loan Eligibility Criteria

Anyone can apply for a gold loan, you need to meet the below criteria

  1. Nationality: Resident Indian
  2. Age: 21 to 70 years
  3. Gold purity: 18-22 karat
  4. Employement: Salaried, Non-Salaried, Self-Employed individuals
  5. Credit Score: A CIBIL score of 750 or above improves your chances of approval
Apply Now
gold loan eligibility criteria
Maximum tenure

Maximum tenure

Low interest rates

Low interest rates

full digital

100% digital

Maximum gold loan

Upto ₹40 Lakhs

Document required for Gold loan

Make your application process smooth by keeping these documents handy:

  1. KYC documents: Any one of the following documents can be submitted
    1. PAN Card
    2. Aadhaar card
    3. Passport
    4. Driving license
    5. Election / Voters identification card, NREGA Job card signed by the officer of the State Government
    6. One Passport Size Photograph

How to apply for a Gold loan online

Make your application process smooth by keeping these documents handy:

  1. Fill a simple online gold loan application form
  2. Fill your basic details such as name, mobile number, occupation type and gold details
  3. Submit the required documents
  4. Once done, you will receive a call from our team and guide you on the next steps
  5. Once the gold is evaluated and your document verification is done. The amount 75% of your gold's value as loan is disbursed in your account
Apply Now
Quick approval

Quick Approval

No hidden charges

No hidden charges

Collateral free

Collateral free

Minimum documents

Minimum documents

Frequently Asked Questions

The loan amount depends on the current gold market value and purity. Generally, lenders offer up to 75% of the gold's market value as per RBI guidelines.

Gold loan interest rates vary depending on the lender and loan tenure. Rates are usually lower than personal loans because gold loans are secured loans.

Documents are required for a Gold Loan Aadhaar Card, PAN Card, Address Proof and Passport-size photographs.

If the loan is not repaid within the agreed tenure, the lender may auction the pledged gold to recover the outstanding loan amount as per terms and conditions.

Yes, you can apply for a Gold Loan online by filling out a simple application form. After submission, our expert team will contact you for further processing.

Yes, your gold is stored securely in insured vaults with advanced security systems until the loan is fully repaid.